Dolor standing up on a white table

5 Saving Strategies

Written by Erica Quin-Easter, Midcoast Regional Manager and Workforce Specialist   We all have financial goals and dreams. Sometimes, we struggle to put our goals into action while living paycheck to paycheck. Regardless of our income levels, our spending tends to rise and fall in proportion to the money we have available.   It can be frustrating to feel like you’re stuck with no savings even when your financial situation …

Lea and Jone

Finances Through the Ages

We asked two financial education graduates to share their thoughts after completing their class. Lea & Joan have 88 years of experience together and 5 decades of difference between their ages. Let’s hear what they had to share after participating in the class!   Lea Machnitzky, age 19: I learned about the class when I picked up an Adult Education catalog. I saw this great free opportunity to learn more …

Money planted in dirt

8 Tips for Saving Money this Spring

Written by Jean Dempster, Central Region Microenterprise Specialist and Regional Manager    Saving money is one of those tasks that is much easier said than done! There’s more to it than spending less money, although that part alone can be a challenge.   Here are some tips to set realistic goals, keep your spending in check, and make saving a priority! 1. Set savings goals. If you want to buy a …

Sign saying yard sale.

Need to Bring in Extra Money? It’s Spring – Consider a Garage or Yard Sale!

Written by Suzanne Senechal-Jandreau, Northern Region Workforce Specialist and Regional Manager   There’s a trend in Maine communities – city and town-wide yard sales. Yard and garage sales are great opportunities for you to not only get rid of what you do not use anymore and make space in your home and living areas, but also to bring extra money into your household.   Tips For a Good Yard/Garage Sale: …

Photo of a baseball

Keep Your Eye on the Ball

Written by SarahJoy Chaples North Central/Downeast Workforce Development Specialist   It’s spring and baseball season is well under way. Admittedly, I am not a baseball fan, but as a kid, I swung the bat a few times. Pretty much the only thing I remember is someone yelling, “Keep your eye on the ball.” When I’d close my eyes and swing, it was pretty much a guaranteed miss, but I actually …

Daring Greatly

Written by Laurie McDonnell (Workforce Specialist, Southern Region) These two powerful words, dare greatly, were uttered many years ago by Theodore Roosevelt in his, “Citizenship in a Republic” speech on April 23rd, 1910.  They were reinvigorated recently by research professor and author, Brene Brown, when she wrote a book with those words as its title.   As someone who has taught Building Confidence classes for years, I find these words …

Photo of Brook Erwin

Participant Profile: Brooke Erwin, Boothbay

  Q. How did you learn about New Ventures Maine?    I learned about New Ventures Maine through the Boothbay Region Community Navigator. I met with the Community Navigator staff about a year ago because I was struggling financially and I wanted to learn how better to manage my money, as well as find ways in which I could save money for purchasing a home.   I was given a …

List with 3 check marks.

Save Money at Tax Time with CA$H Maine

Written by Janet Smith (Regional Manager, Western Region)   CA$H Maine is one of over 12,000 Volunteer Income Tax Assistance (VITA) programs across the country that the IRS relies on to help people file their taxes for free. In 2016, CA$H Maine’s IRS certified volunteers helped over 5,000 Maine people qualify for and keep 100% of their refunds. This adds up to over $6,000,000 that people received without worrying about …

North star and mountains at night.

Holiday Time: Financial North Star

  The Urban Dictionary defines the North Star as “something that is constant and dependable in an ever-changing world.” What if we considered the holidays our financial North Star?   Consider the values that guide spending at holiday time: A desire to be generous. To live joyfully within your means. A commitment to shopping with intention. Seeking opportunities to be creative: homemade gifts given from the heart! Enjoying free resources in your …

Coins stacked up on a table

Hide and Seek: 3 Tips to Find Your Financial Goals

  Do you want to work towards your money goals, but can’t find room in your budget? Do you make ends meet from month to month, but scramble when seasonal bills come due? Do you want to rein in your spending habits, but have a hard time not spending money when you have it in hand?   Here’s how you can give your financial goals more power – by hiding …

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