Pablo Espinosa – Camden

Pablo leaning against a brick wall

Photo Credit: Chris Bennett

40 Stories for 40 Years – Profilee 27

During his time as a UMA Rockland Center student in 2011, Pablo discovered the Family Development Account matched savings program through a NVME staff member at the college. Once he learned more about the program, he decided to enroll and take steps towards his goal of homeownership.

Pablo SmilingAs part of the matched savings program, Pablo took the 5-week My Money Works class. Pablo remarks, “You don’t know what’s out there until you discover it. Through New Ventures Maine, I learned about managing my money, improving my credit score, and the FDA Program. The only way to learn is to reinforce what you learn and keep it fresh.  I take advantage of new classes as they’re offered.”

When an affordable house lot in Camden became available, he seized the opportunity. Pablo had an unusual combination of architectural awareness and construction skills.  This combination of skills would greatly help him in designing and building a home for his family. The 4:1 match gave his savings a real boost, allowing him to apply a total of $10,000 towards his closing costs.  He had always been a saver and the FDA program strengthened that skill.

At the same time that he was building his home, Pablo was finishing his education. Pablo now uses his degree in Mental Health and Human Services in his daily work as a case manager with a local homeless coalition. He finds meaning helping others to find homes and start new lives.

Pablo’s family moved into their new home on Valentine’s Day 2016.  NVME staff member Melinda Wildes shares, “Pablo’s perseverance and hard work, energized by his optimistic and hopeful nature, transformed the value of our programs into the realization of his goals.”

ClassDateProgram AreaLocationRegion
Clean Up Your Credit2019-10-21 October 21, 2019Manage your MoneyBethelWestern
Budgeting Basics2019-10-22 October 22, 2019Manage your MoneyMexicoWestern
Your Money Personality2019-10-22 October 22, 2019Manage your MoneyTurnerWestern
Budgeting Basics2019-10-23 October 23, 2019Manage your MoneyLewistonWestern
My Money Works2019-09-26 September 26, 2019
(ends October 24, 2019)
Manage your MoneyAugustaCentral
Clean Up Your Credit2019-10-29 October 29, 2019Manage your MoneyMexicoWestern
My Money Works2019-10-02 October 02, 2019
(ends October 30, 2019)
Manage your MoneyFarmingtonWestern
Your Money Personality2019-11-05 November 05, 2019Manage your MoneyMexicoWestern
Your Money Personality2019-11-07 November 07, 2019Manage your MoneyOxfordWestern
Budgeting Basics2019-11-07 November 07, 2019Manage your MoneyEllsworthNorth Central/Downeast
Your Money Personality2019-11-13 November 13, 2019Manage your MoneyLewistonWestern
Clean Up Your Credit2019-11-14 November 14, 2019Manage your MoneyOxfordWestern
Budgeting Basics2019-11-21 November 21, 2019Manage your MoneyOxfordWestern
My Money Works2019-10-29 October 29, 2019
(ends November 26, 2019)
Manage your MoneyONLINEStatewide
Let’s Talk About Credit2019-12-05 December 05, 2019Manage your MoneyEllsworthNorth Central/Downeast
My Money Works2019-11-18 November 18, 2019
(ends December 09, 2019)
Manage your MoneyLewistonWestern
My Money Works2020-01-07 January 07, 2020
(ends January 28, 2020)
Manage your MoneyOnlineStatewide
My Money Works2020-01-07 January 07, 2020
(ends February 04, 2020)
Manage your MoneyPresque IsleNorthern
My Money Works2020-03-03 March 03, 2020
(ends March 24, 2020)
Manage your MoneyOnlineStatewide