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Living Within Your Means

Written by Sherrie Brann, Central Region Workforce Specialist Living “within your means” is basically spending less than you earn. In today’s society, it is easy to develop a lifestyle of living beyond our means. This can be due to easy access to credit cards and loans or not paying close attention to our spending. Eventually, this lifestyle leads to financial stress, which is why many of us would like to …

Trees in spring, summer, autumn, and winter

Planning Ahead with Seasonal Budgeting

Written by Gigi Guyton, Regional Manager and Microenterprise Specialist for New Ventures Maine’s Southern Region covering Cumberland and York Counties. She also teaches money classes like My Money Works. How many times has your checkbook taken a hit when it’s time to renew your car registration? The car registration is due at the same time every year, and yet we often feel surprised and frustrated if our budget is tight. …

Clock with coins stacked up next to it.

The Simplest Budget of All

Written by Melinda Wildes, Workforce Specialist in NVME’s Midcoast Region, with Tina Ellis, New Ventures Maine graduate and recipient of the Gilda E. Nardone Scholarship    Have you promised yourself that this is the year you will finally start off with a budget?   Do you spend money and not remember where it went? Do you worry that you won’t be able to pay all your rent or mortgage on …

Small package with small heart and bow

Celebrate Stress-Free this Holiday Season

Written by Sherrie Brann, Central Region Workforce Development Specialist  Most of us enjoy celebrating with our friends and families during this time. Many of us also find ourselves stressed about the added costs of the holiday season. Let’s make a plan to get more enjoyment out of our celebrations this year!   Take Inventory Make a list of holiday items you already have on hand. When you realize you already …

Money planted in dirt

8 Tips for Saving Money this Spring

Written by Jean Dempster, Central Region Microenterprise Specialist and Regional Manager    Saving money is one of those tasks that is much easier said than done! There’s more to it than spending less money, although that part alone can be a challenge.   Here are some tips to set realistic goals, keep your spending in check, and make saving a priority! 1. Set savings goals. If you want to buy a …

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Participant Profile: Brooke Erwin, Boothbay

  Q. How did you learn about New Ventures Maine?    I learned about New Ventures Maine through the Boothbay Region Community Navigator. I met with the Community Navigator staff about a year ago because I was struggling financially and I wanted to learn how better to manage my money, as well as find ways in which I could save money for purchasing a home.   I was given a …