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Living Within Your Means

Written by Sherrie Brann, Central Region Workforce Specialist Living “within your means” is basically spending less than you earn. In today’s society, it is easy to develop a lifestyle of living beyond our means. This can be due to easy access to credit cards and loans or not paying close attention to our spending. Eventually, this lifestyle leads to financial stress, which is why many of us would like to …

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Multiply Your Savings With an FDA Account

Written by Melinda Wildes, Midcoast Workforce Specialist Do you dream of owning your own home? Own a home that needs repairs? Are you worried about paying for vehicle repairs or unexpected expenses for your family? It can be challenging to try to figure out how to save when you are focused on meeting your daily needs.  The good news is it is never too late to start learning about saving.  …

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Money Savings Vessels Make Dreams Come True

Written by Gigi Guyton, Southern Region Regional Manager & Microenterprise Specialist   When I moved into my new home, I was struck by this large jar that was left behind by the previous owners. They had fake flowers stuck in it, but I had another idea in mind: What if I make this my newest savings vessel? In my former house, I kept an interesting tin box by the washer …

Money planted in dirt

8 Tips for Saving Money this Spring

Written by Jean Dempster, Central Region Microenterprise Specialist and Regional Manager    Saving money is one of those tasks that is much easier said than done! There’s more to it than spending less money, although that part alone can be a challenge.   Here are some tips to set realistic goals, keep your spending in check, and make saving a priority! 1. Set savings goals. If you want to buy a …