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sandy beach with the word success in the sand

New Goals for the New Year

Written by Sherrie Brann, Central Region Workforce Development Specialist     Goal-setting is key to building confidence and success. It is important to keep our goals realistic, even as we stretch and grow. How do we set goals we can meet in 2018?   There are several tools that can help: Write it down. Writing a clear goal with a specific deadline keeps you accountable.   Break it up. Dividing …

Presents wrapped in handmade paper.

Money Management for the Holidays

Written by Suzanne Senechal-Jandreau, Northern Region Workforce Specialist and Regional Manager   Spending over the holiday season can be stressful and leave you feeling like the New Year is not so happy! Here are a few ideas to keep in mind as you prepare for this holiday season:   Make a Budget and Stick to it Make a list of what you and whom you need to buy for and …

Small package with small heart and bow

Celebrate Stress-Free this Holiday Season

Written by Sherrie Brann, Central Region Workforce Development Specialist  Most of us enjoy celebrating with our friends and families during this time. Many of us also find ourselves stressed about the added costs of the holiday season. Let’s make a plan to get more enjoyment out of our celebrations this year!   Take Inventory Make a list of holiday items you already have on hand. When you realize you already …

Money that has been cut up into many pieces

Why we Can’t Afford NOT to Invest

Written by Chris Davis, Western Region Workforce Specialist  Many people have money sitting in their savings account or stashed in their freezer. This can be a good thing until you compare it to how much you would earn by investing a part of it each month. If fear or a lack of know-how keeps you from making the step towards investing, here is some info to help you move forward. …

Photo of Coin Jar

Money Savings Vessels Make Dreams Come True

Written by Gigi Guyton, Southern Region Regional Manager & Microenterprise Specialist   When I moved into my new home, I was struck by this large jar that was left behind by the previous owners. They had fake flowers stuck in it, but I had another idea in mind: What if I make this my newest savings vessel? In my former house, I kept an interesting tin box by the washer …

Dolor standing up on a white table

5 Saving Strategies

Written by Erica Quin-Easter, Midcoast Regional Manager and Workforce Specialist   We all have financial goals and dreams. Sometimes, we struggle to put our goals into action while living paycheck to paycheck. Regardless of our income levels, our spending tends to rise and fall in proportion to the money we have available.   It can be frustrating to feel like you’re stuck with no savings even when your financial situation …

Lea and Jone

Finances Through the Ages

We asked two financial education graduates to share their thoughts after completing their class. Lea & Joan have 88 years of experience together and 5 decades of difference between their ages. Let’s hear what they had to share after participating in the class!   Lea Machnitzky, age 19: I learned about the class when I picked up an Adult Education catalog. I saw this great free opportunity to learn more …

Money planted in dirt

8 Tips for Saving Money this Spring

Written by Jean Dempster, Central Region Microenterprise Specialist and Regional Manager  Saving money is one of those tasks that is much easier said than done! There’s more to it than spending less money, although that part alone can be a challenge. Here are some tips to set realistic goals, keep your spending in check, and make saving a priority! 1. Set savings goals. If you want to buy a computer, find …

Sign saying yard sale.

Need to Bring in Extra Money? It’s Spring – Consider a Garage or Yard Sale!

Written by Suzanne Senechal-Jandreau, Northern Region Workforce Specialist and Regional Manager   There’s a trend in Maine communities – city and town-wide yard sales. Yard and garage sales are great opportunities for you to not only get rid of what you do not use anymore and make space in your home and living areas, but also to bring extra money into your household.   Tips For a Good Yard/Garage Sale: …

Photo of a baseball

Keep Your Eye on the Ball

Written by SarahJoy Chaples North Central/Downeast Workforce Development Specialist   It’s spring and baseball season is well under way. Admittedly, I am not a baseball fan, but as a kid, I swung the bat a few times. Pretty much the only thing I remember is someone yelling, “Keep your eye on the ball.” When I’d close my eyes and swing, it was pretty much a guaranteed miss, but I actually …

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