Be Resourceful with Your Money

Written by Sherrie Brann, Central Region Workforce Specialist
Person working on computer
Have you been looking for websites or apps to help you reach your money goals? The following websites are dedicated to doing just that! In this article, you will find trustworthy and free online tools that can help you set and reach savings goals.
 

Money Website for Everyone

America Saves
Set a savings goal and get tips to help you reach your goal. Take the America Saves Pledge and make a commitment to “save money, reduce debt, and build wealth over time.”

CA$H Maine
Find interactive tools for budgeting, reducing debt & saving throughout the year. During tax time, CA$H Maine also provides free income tax assistance throughout Maine.

Consumer Financial Protection Bureau
Get your financial well-being score and get help resolving financial issues using the Submit a Complaint feature.

Smart About Money
Take free online courses about money topics here at your own pace and on your own schedule. You can also complete a LifeValues Quiz to get a better sense of how you make financial choices.

Wise Bread
Learn to “live large on a small budget” with these blog posts. They provide tips for finding the best deals, selecting the best credit cards, and other budgeting hacks.
 

Find out if you are on Track for Retirement

It is never too early or too late to start planning for retirement. These easy-to-use online tools can help you see what you can expect to receive in retirement if you have a retirement account, and what you can receive from Social Security.

AARP Retirement Calculator
Estimate your retirement income based on what you are currently saving. This tool can also help you determine your monthly savings goal to get where you want to be when you retire.

Social Security MyAccount:
Create an account to view your S.S. statements online.

Social Security Retirement Estimator
Estimate what you will receive from Social Security in your retirement based on your actual earnings record.
 

Stay on top of Your Budget on the go With These Apps

Acorns
Start micro investing by rounding up your purchases to the nearest dollar and investing your spare change.

Credit Karma
Check your credit score & find tips to improve it.

Credit Sesame
View your credit score & receive email tips for building credit.

Every Dollar
Set up a budget & track monthly spending.

Mint
Set up a budget, track spending, pay bills & track your credit score.

Nerdwallet
Find tips on credit, saving, bill paying & your credit score.

Pocketguard
Create your budget & set goals for saving and spending.

Prism
Simplify your bill paying using this app to make payments online.

There is no need to pay for budgeting, credit score, or bill-payment apps with so many free options!

Looking for Addition Help?

Take a free money class with New Ventures Maine!
My Money Works is designed to help you take a look at your money habits and attitudes, track your expenses, create a budget, discover methods to build credit and reduce debt, and set goals for the future. My Money Works is available both in person and online. Click here to find a class near you!